Ensuring the Stability of Banks During Covid-19 Pandemic

Zokir Mamadiyarov^1*, Raximjon Maxmudov², Mokhichehra Qurbonbekova³, Mukhlisa Mahmudova⁴, Nasiba Sattorova⁵

¹Head of the Student Affairs Department, Ph.D, TSUE Tashkent 100047, Uzbekistan

²Director of the Retail Services Department of JSCB, Tashkent 100011, Uzbekistan

³Chief specialist Department of "Commercialization of scientific and innovative works" TSUE Tashkent 100047, Uzbekistan

⁴PhD of Banking and investment Department, TSUE Tashkent 100047, Uzbekistan

⁵Senior lecturer of Banking and investment Department,TSUE Tashkent 100047, Uzbekistan

Emails: z.mamadiyarov@tsue.uz; mr.rahimjon10@gmail.com; m.kurbonbekova@tsue.uz ; m.mahmudova@tsue.uz ; n.sattorova@tsue.uz

Abstract

Such a precarious situation that continues around the world today is causing major shifts in the economies of any large, sufficiently developed country. At the same time, the spread of the COVID-19 virus in Uzbekistan has led to a number of socio-economic and political changes in the country. Such pandemic conditions have caused the world economy to become inactive, stagnant. This, in turn, requires the country to mobilize all its resources to mitigate the impact of the negative consequences, in the event of low losses, that is, to get out of this situation rationally, using the available resources.

Keywords: Bank liquidity; risk; credit vacation; lending; operational risk; substandard credit; bad credit.